Explore financial systems, trends, and expert advice to manage money and understand tech's impact on finance.
Banking
The U.S. Consumer Financial Protection Bureau (CFPB) has finalized a rule to regulate major technology companies offering digital payment services, including Apple, Google, and PayPal, similarly to traditional banks. This decision, effective 30 days after its publication in the Federal Register, applies to firms processing over 50 million transactions
Banking
The World Bank is currently facing significant scrutiny due to reports of unaccounted climate funds and the prospect of budget cuts from the incoming Trump administration. An Oxfam report published in October 2024 revealed that between $24 billion and $41 billion of the World Bank's climate finance over
Assets
Safe-deposit boxes, once a staple service offered by banks for securely storing valuables and important documents, are becoming increasingly scarce. Major financial institutions such as JPMorgan Chase, Santander, and Capital One have ceased offering new safe-deposit boxes, citing diminished demand and the rise of digital banking services. This trend has
Banking
Payment processing companies play a pivotal role in facilitating seamless transactions between businesses and their customers. As the backbone of e-commerce and online retail, these entities ensure that money flows securely and efficiently across the globe, enabling businesses to expand their reach and cater to a broader audience. The right
Entrepreneurship
Have you ever dreamed of running your own business, but the thought of starting from scratch seems daunting? Buying an existing business could be your ideal path to entrepreneurship. Unlike starting from zero, acquiring an existing business means stepping into an operation with established systems, a customer base, and immediate
Accounting
Business liquidity is a crucial aspect of financial health that often determines an organization's ability to navigate challenges, seize opportunities, and sustain operations. In essence, liquidity refers to the ease with which a company can convert its assets into cash without causing significant loss in value. In this
Retail
In today's fast-paced business environment, having an efficient and reliable Point of Sale (POS) system is crucial for success. Whether you run a retail store, restaurant, or an e-commerce business, a well-chosen POS system can streamline your operations, enhance customer experiences, and boost your bottom line. In this
Funding
Starting or growing a business often requires capital, and finding the right funding option can be a crucial step in your entrepreneurial journey. Whether you're launching a startup, expanding an existing venture, or seeking capital to weather a tough patch, there are various ways to raise money for
Taxes
When you're a small-business owner, every penny counts. One of the most effective ways to maximize your profits is by taking advantage of various tax deductions available to your business. These deductions can significantly reduce your taxable income, ultimately leading to lower tax liabilities. To ensure you'
Data Analytics
In the era of digitization, the term "big data" has emerged as a pivotal concept that has transformed how we collect, process, and derive insights from information. Big data refers to the colossal and complex volumes of data generated from various sources, including online interactions, sensors, devices, and
![Cosmico - The Future of Hedge Funds [5 Key Trends]](/content/images/size/w600/2023/08/hedge_funds_future_2023_cosmico_business_tech_advice.jpg)
Hedge Funds
Hedge funds, once the bastions of exclusive high-net-worth investors, are entering a transformative phase in response to evolving market dynamics and technological advancements. In this era of disruption, the future of hedge funds is being reshaped by factors such as automation, data analytics, regulatory changes, and a growing emphasis on
Banking
In the rapidly evolving landscape of finance, technology continues to play a pivotal role in shaping the investment banking industry. Investment banks are embracing cutting-edge technologies to streamline operations, enhance client services, and stay competitive in a digital-first era. From artificial intelligence and data analytics to blockchain and cloud computing,